Moneylender Reviews

Top 10 Money Lenders in Singapore (2024 Update)

With so many licensed money lenders in singapore, how do you know the one that you approach is legitimate and reputable?

Do you have an interest to take up fast loans? It should not be intimidating. What about being able to tell the difference between a licensed money lenders and unlicensed lender? Let us learn the difference and where you can find the registry of licensed ones.

Based on our research, there is relatively little information on the internet regarding this topic. It is important to be self aware. Furthermore, licensed money lenders are prohibited from advertising. This further reduces the amount of information you have in order to make a judgement, especially when you need cash effectively with good interest. 

As a borrower or consumer of personal loans, the most important thing is to avoid lenders with bad and exploitative practices. One bad experience with the moneylending industry may turn you off entirely, even though it might just be a single black sheep. We want to help you make the best financial decision.

The listings below have all met a high standard of quality, professionalism, and transparency in all the rates charged.​

Here at CreditReview, we take these questions seriously. Our team has painstakingly combed through the listings of all the licensed money lenders in Singapore, including the new licensees, in order to rank the Top 10 Best Licensed Money Lenders in Singapore, based on Credit Review’s research. Be it if the loan is for others or for one self, we have aggregated consumer sentiment, Google Reviews, and have even done site visits to some of these lenders. We understand that all of it might seem intimidating to a first-time borrower and can prove to be extremely stressful when one is under financial distress.

The listings below have all met a high standard of quality, professionalism, and transparency in all the rates and interest charged. Some of them even have a discretionary late fee policy, where late fees can be waived. A bonus point! The less cash you have to repay, the better isn’t it? We are here to help.

Without further ado, we present to you CreditReview’s Top 10 Licensed Moneylenders in Singapore for personal loans.

Read on for more.

Borrow from licensed money lenders. Verify that a moneylender is licensed and view our curated list of licensed moneylenders. 

A relatively new-comer in the moneylending space, Accredit Pte Limited wins our vote for the best newcomer and entrant in Ministry of Law’s Pilot Programme. With branches located islandwide, each of Accredit Pte Limited’s branches are conveniently less than 5 minutes walk from the nearest MRT – surely this will peak your interest.

With rates and interest that are fully transparent and aboveboard, Accredit Pte Limited tends to be one of the cheapest options for a loan with their generous lending options. Each of their branches has a distinct character, serving a neighbourhood, but you may visit any branch that is the closest to you and you can be sure to expect the same level of service and quality everywhere. All terms will be clearly and succinctly explained to each borrower and patiently help with their consolidation.

A major selling point and why Accredit Pte Limited is regarded as one of the best is due to their relatively longer repayment plans – they make sure to offer you a financial repayment plan that is suitable for your fast needs and one that you can service.

Accredit Pte Limited is also one of the rare moneylenders that constantly innovates, coming up with their very own Loan Portal that clients may view their repayment schedule and download receipts with ease. Together with their competitive interest rates, CreditReview has awarded Accredit Pte Limited a placing on the Top 10 list.

We understand that for some of you, you might urgently need the cash during weekends. So, fret not! Accredit is one of the few moneylenders open on Sunday and Public Holiday! Allow them to call you back when you email your enquiry and let them serve and help you better.

Accredit also provides you with the best information on their sleek website where you can learn and help yourself to their different products and faqs:

Find your nearest Accredit Branch today

Accredit @ TampinesAddress:503 Tampines Central 1,#01-315, Singapore 520503
Phone:6226 2662
Reviews:Google Reviews
Accredit @ HougangAddress:1187 Upper Serangoon Rd,#01-15 The Midtown,Singapore 533971
Phone:6245 2662
Reviews:Google Reviews
Accredit @ ClementiAddress:442 Clementi Avenue 3, #01-109, Singapore 120442
Phone:6261 2662
Reviews:Google Reviews
Accredit @ YishunAddress:743 Yishun Ave 5, #01-548,Singapore 760743
Phone:6219 2662
Reviews:Google Reviews
Quick Credit

One of the oldest and most established brands on this list, Quick Credit has been a long history of customer satisfaction, providing you with top-notch service. Started in 2002, they have built up a great reputation with their customer-centric philosophy. Quick Credit’s personal loan offerings have also evolved through the years, making sure to meet up with customer’s demands fast and each borrower expectations with their lending expertise.

Located in the retail hub of IMM, a visit to Quick Credit can also be a fun shopping day for the family. Let your family do grocery runs, do their self care or get their shopping fix, as you visit a clean and well-kept office for a quick loan processing. Quick Credit’s staff dons a uniform and greets their lenders with a smile as they enter – you can be sure you are in the right place. 

Offering a variety of loan products, from payday loans to personal loans to business capital loans and debt consolidation loans, Quick Credit tailors a product specific to their borrower needs and help you with your debts. They are a strong, reliable and professional finance company, able to help you with your debt consolidation and they are open everyday including Sundays and Public Holidays. Quick Credit ranks highly on CreditReview’s moneylender reviews.

We found a customer’s testimony and encapsulates what this lender is about:

“Quick Credit is the place that I found HOPE. They listen to your problems and provide you with a manageable loan repayment (including interest) scheme that you will not feel stress.They are the friendliest and helpful moneylenders that I’ve encountered. I’ve developed a personal relationship with them. Now I see them as personal friends rather than “moneylenders” that most of us feared.Thank you. Quick Credit.”

For any inquiries, you can contact Quick Credit at +65 68996188, or you can drop them an email at Their office is located at 2 Jurong East Street 21 #04-01A IMM Building, Singapore 609601.

Read more Google Reviews about Quick Credit here.

Best Credit SG Pte Ltd, formerly known as Cing Dien Credit was establised in 1985. Thus, Best Credit SG Pte Ltd is one of the oldest licensed money lender approved by Registrar of Moneylenders (Ministry of Law (Minlaw)) in Singapore. They have more than 30 years of experience in this industry. With a registry stamp of approval, Best Credit SG Pte Ltd specializes in providing loans to Singapore Citizens, Permanent Residents and even Foreigners who are working in Singapore.

Due to their experience in the money lender industry, they are able to approve the loan in a very fast period of time and provide you with the funds quick. They have and are still constantly working hard to ensure that they meet all the expectations of their lender, all while maintaining a competitive interest rate. Best Credit SG Pte Ltd has helped many people to get access to cash fast, freeing themselves from the hassle of going through a bank.

Have faqs for Best Credit SG Pte Ltd? Call them at +65 6272 5538. You may also drop by their office at 372 Bukit Batok Street 31 #01-378 Singapore 650372 to request for a loan. Except for public holidays, Best Credit SG Pte Ltd is open everyday!

Google Reviews of Best Credit SG Pte Ltd

HS Credit Pte Ltd established in 2019, has rapidly emerged as a reputable licensed moneylender located in the heart of Woodlands, Singapore. Our mission from the outset has been clear: to offer accessible and responsible financial solutions to individuals and businesses, all while maintaining the highest standards of integrity and compliance.

Conveniently situated just a 3-minute walk from Marsiling MRT Exit C, HS Credit provides top-notch licensed moneylending services to residents of Woodlands, Marsiling, and Admiralty. We pride ourselves on offering competitive interest rates for personal loans and swift approval for your urgent financial needs.

At HS Credit, we prioritize customer comfort and hygiene. Our fully air-conditioned facility ensures a pleasant experience, while our complimentary snack bar is available to all walk-in customers. Our commitment to meticulous cleanliness guarantees a refreshing and hygienic environment every day.

Our team of dedicated loan officers at HS Credit Pte Ltd is here to assist clients every step of the way through the lending process. These skilled and compassionate professionals are committed to helping clients navigate the lending process with confidence and success. We ensure that clients receive the support and guidance needed to make informed financial decisions and achieve their goals.

Need more details for loan disburse? Call them at +65 6887 0016 or you may also drop them an email at Their office is located at 303 Woodlands Street 31 #01-205 Singapore 730303. HS Credit Pte Ltd is open everyday, public holidays too!

Google Reviews of HS Credit Pte Ltd

KBB Credit SD Pte Ltd

KBB Credit SD Pte Ltd in the previously known as KBB Credit was started service from the year 2010 and they mean business. Since the day they start to operate, they have helped countless clients. With the excellent loan package with flexible tenure for their borrower, there has a long list of good reviews from satisfied clients. KBB is offering a personal financial loans for as low as 1% to Singapore local and foreigner to apply. In some event, you are shopping for a loan, do not hesitate to contact them at +65 6255 6998 or email at to allow their manager to call you back fast.  The skillful consultants will be always standby there to assist you with any question that you may have, always prompt and never late – irregardless of their products or just to discuss on their interest and debt!

We understand that for some of you, you might urgently need the cash. Just give them a call or email your enquiry and they will be able to help you.

The office is located at 111 North Bridge Road #01-35 Peninsula Plaza, Singapore 179098Click here to surf their website and find out more.

Google Reviews of KBB Credit SD Pte Ltd 

1st Credit SG Pte Ltd

1st Credit SG, formerly known as Ariksha Moneylender is another great legal money lender in Singapore. They have been operation since 1990. This means that they have been in the money lending industry for 30 years! With so many years of experience on hand, their higher management has trained a capable team of people to continue providing cash services to the public.

1st Credit SG has built up a strong reputation for themselves. As such, they constantly receive referrals from their existing clients. Their existing clients are willing to introduce their friends over because they know that 1st Credit SG is a reliable moneylender in Singapore. with reasonable interest. One will feel at ease being borrower of 1st Credit SG.

If you’re looking for a loan, you may call them at +65 6266 5422 or you can visit their office at 149 Rochor Road #01-07 Fu Lu Shou Complex Singapore 188425

1st Credit SG is also another money lender open on weekendsGoogle Reviews of 1st Credit SG Pte Ltd

1st LG Credit Pte Ltd

1st LG Credit is another money lender that we highly recommend with great funds. As an experienced and professional money lender that has been in business for a very long time, you can expect 1st LG Credit to offer you nothing but the best. Now, as a money lender that has is very steeped in tradition, they have been license by the Ministry of Law since 1991.

As you can tell, all the reviews and ratings that you read about 1st LG Credit points to it being one of the best moneylenders in Singapore. This approval is unanimous throughout all borrowers. You will read reviews about how the professional staffers here are hospitable and friendly. Also, you will read about how they offer you the best terms of loans (personal loans / business capital loans) and provide you with the most cash possible to clear your debts. 1st LG Credit works hard to provide customers with a positive experience, and you can tell it really shows how their hard work has been paying off with their borrower all being happy.

For more information, visit their office at 16 Kerbau Rd, 02-01, Singapore 219155. Very easy to get to, 1st LG Credit is a licensed money lender in Orchard Road, the beautiful town of Singapore. Doors are open from Monday to Saturday 10AM – 7PM and Close on Sunday to help you solve problem.

Or, you can call them at Office telephone: +65 6299 6654 or Email:

Google Reviews of 1st LG Credit Pte Ltd 

Quick Loan Pte Ltd

Previously Quick Loan Pte Ltd is named as Quick Loan 101. Ministry of Law Singapore had given licensed for Quick Loan Pte Ltd operate as a licensed moneylender in Singapore. They have expanding to be a prevailing and popular financial purveyor, garnering recognition from the financial industry and customer alike. Oftenly, the loan staff/ advisor is patient and tries to comprehend to all borrower concerns (including late fees concerns and whether the loan is suitable), and will always be ready to provide the loan and give you the necessary cash support. Quick Loan definitely mean business when it comes to their customers.

Pick up the phone ring to them at 6223 1788 to get the best offer. Or head down to their office at 10 Anson Road #01-15 International Plaza Singapore 079903.

Click here to surf their website and find out more.

Google Reviews of Quick Loan Pte Ltd

Reach Out – +65 6880 0688

Singapura Finance

Singapura Finance Ltd is founded in 1950. Their brand is built on the characteristics of ‘optimism, inspiration, and confidence’. Singapura Finance Ltd understand the needs of people and package deals to suit them. They also continue to engage their customers’ needs in making every dream into a reality.

Their relationship managers are friendly and always ready to help you make the best financial decision to achieve the lifestyle of your dreams. In order to do that, they have a wide range of products, such as, personal loans, corporate loans (business capital financing) and more to cover all the financial cash needs.

For a list of their offices and branches, please view the list here. If you have any loan-related inquiry, you can contact them at +65 6880 0688.

Reach Out – +65 6363 3333

OCBC Personal Loan

OCBC is a former bank which offering both flexible repayment and fixed repayment loan. This option is comfortable for different people with various needs. Frequently, EasiCredit is a line of credit that gives the borrower with the flexibility of select tenure repayment and the amount you would like to repay on your outstanding balance.

Click here to check out their website to find out more

At Credit Review, we aim to be one of the best money lender review sites in Singapore. We will be constantly updating our best moneylender list. If you have different opinions from us, please let us know and we will review our list again.

If you are looking to take a loan from friendly licensed moneylenders, have a look through our list of money lender and see if there is anything suitable for you. We do not have the full list yet but we are working hard to update it. We strive to address borrower concern and make your experience a seamless one.

Are you a licensed moneylender in Singapore? Don’t see your company is listed in our list? Please drop us a message and we will work hard to ensure that you’ve added to our list.

Leave a comment