Business Loan Most successful business people will tell you how business loans play a crucial role in the growth of their entities. People have great multi million ideas. However the biggest challenge has always been obtaining funds either to start or boost the business. This makes business loans one of the most commonly sought after … Read more
How to Prioritize Your Savings Everything – including savings – gives you a better outcome if you pre-planned it and focus towards a goal. We all know that putting a portion of your income into savings is essential to ensure a financially stable life, however, not everyone does it with a clear strategy in … Read more
Essential Tips for Home Owners on the New Home Financing Rules At over 90%, Singapore has one of the highest home ownership rates in the world. Property prices remained fairly low since the early 1990’s until around 2006 when the government introduced measures to boost the sector. Some of the measures introduced then included: Slashing … Read more
Credit cards vs Loans, which way to go? Credit cards have become such an everyday thing in our lives. It is so common that we forget that they are a type of short term loan. And with high interest rates as well. When you do not have the money to make purchases or spend … Read more
Foreign Direct Investment One of the important features of the world economy in the last three decades is the increased volume of foreign investment. The capital was moved in different forms, from foreign direct investment to classical borrowing on international financial markets. Foreign direct investment is the main form of private equity investments in developed … Read more
Importance of Optimal Leverage in Your Business The capital structure contains the common stocks of the company with retained earnings. The debt capital along with the equity capital creates the capital of the company for long term. This can also be the permanent capital. Every company relies on the debt and equity of its operation. … Read more
4 Types of Loans You Had No Idea About First, we should understand that a loan is the amount of money borrowed with the expectation of returning over a given period of time, usually with interests. They are typically fixed amounts, e.g. $10,000 or $15,000. There are many types of loans. Clients should understand what … Read more
Investment Myths Debunked When you invest in financial markets, there is a risk of you burning your money away, but there is also an opportunity for you to earn as well. Most people will say that financial markets like the stock market and the forex market are dangerous because of the risks involved. To a … Read more
His job involved disbursing money to low income families in need of financial help. But a Ministry of Social and Family Development (MSF) employee allegedly transferred the money to his own bank accounts. He then use the money to pay off his debts and lead a lavish lifestyle. In addition, he also repaid his debts, amounting to about $13,000, to several licensed moneylenders. Furthermore … Read more
For people who do not know, there are strict advertising regulations for certain sectors that the government do not want Singaporeans to be exposed to a large extent. Moneylending is one of the sectors that the government is trying to contain. These moneylenders have very strict advertising laws to follow. Moneylenders Reviews Moneylenders cannot advertise through the following: Adverts through SMS/emails/cold calls sent … Read more